Yes Bank FD interest rates for 1, 2, 3 and 5 years
Last checked 3 November 2026. Rate card from 2 June 2026. Deposits below ₹3 crore.
Yes Bank pays its best rate among these terms on 2 years: 7.00%, or 7.50% for senior citizens. That ranks 13th of 33 banks we track for 2 years. On a 2-year deposit it pays more than SBI (6.40%).
Yes Bank FD rates by term
| Term | Rate | Senior rate | ₹5 lakh becomes | Rank |
|---|---|---|---|---|
| 1 year Slab: 12 months | 6.65% | 7.15% | ₹5,34,088 | 8th of 33 |
| 2 years Slab: 24 months to less than 35 months | 7.00% | 7.50% | ₹5,74,441 | 13th of 33 |
| 3 years Slab: 36 months to less than 60 months | 7.00% | 7.75% | ₹6,15,720 | 10th of 33 |
| 5 years Slab: 60 months | 6.75% | 7.50% | ₹6,98,749 | 6th of 33 |
Interest compounds every quarter and is paid at maturity, before tax. Source: Yes Bank deposit rates. Each rate is the slab that contains that exact term.
How Yes Bank compares
- 1 year: the highest rate we track is Ujjivan Small Finance Bank at 7.25%, 0.60 percentage points more. On ₹5 lakh that is ₹3,159 extra.
- 2 years: the highest rate we track is ESAF Small Finance Bank at 7.75%, 0.75 percentage points more. On ₹5 lakh that is ₹8,523 extra.
- 3 years: the highest rate we track is Jana Small Finance Bank at 8.00%, 1.00 percentage points more. On ₹5 lakh that is ₹18,401 extra.
- 5 years: the highest rate we track is Jana Small Finance Bank at 7.77%, 1.02 percentage points more. On ₹5 lakh that is ₹35,892 extra.
Similar banks: RBL Bank (7.00% for 2 years), IDFC FIRST Bank (7.10% for 2 years), Kotak Mahindra Bank (6.75% for 2 years), IndusInd Bank (7.25% for 2 years).
Amounts at Yes Bank
- ₹1 lakh for 2 years at 7.00% becomes ₹1,14,888.
- ₹10 lakh for 2 years at 7.00% becomes ₹11,48,882.
Questions people ask
What is the Yes Bank FD rate for 1 year?
Yes Bank pays 6.65% a year on a 1-year deposit below ₹3 crore (7.15% for senior citizens). ₹5 lakh grows to ₹5,34,088. The slab is "12 months".
What is the Yes Bank FD rate for 2 years?
Yes Bank pays 7.00% a year on a 2-year deposit below ₹3 crore (7.50% for senior citizens). ₹5 lakh grows to ₹5,74,441. The slab is "24 months to less than 35 months".
What is the Yes Bank FD rate for 3 years?
Yes Bank pays 7.00% a year on a 3-year deposit below ₹3 crore (7.75% for senior citizens). ₹5 lakh grows to ₹6,15,720. The slab is "36 months to less than 60 months".
What is the Yes Bank FD rate for 5 years?
Yes Bank pays 6.75% a year on a 5-year deposit below ₹3 crore (7.50% for senior citizens). ₹5 lakh grows to ₹6,98,749. The slab is "60 months".
Is money in a Yes Bank FD safe?
Yes Bank is a private bank. DICGC insures deposits up to ₹5 lakh per depositor per bank, principal and interest together.
More FD rate pages
1-year FD rates · 2-year FD rates · 3-year FD rates · 5-year FD rates · Senior citizen FD rates · Tax-saver FD rates · All FD rate pages · Post office FD rates · SCSS interest rate