Government schemes worth knowing
Grants, subsidised loans, tax benefits and savings schemes from central and state governments. Each guide covers who is eligible, what you get, and how to apply on the official portal. Every detail is checked against official sources and dated.
- PM-Vidyalaxmi: a no-collateral education loan, with the government paying interest while you study
Who qualifies for PM-Vidyalaxmi, what the 3% and full interest subsidy are worth in rupees, and how to apply and claim on the official portal.
Students and parents. Last verified 30 October 2026
Never pay an agent or a website to apply for a government scheme. Apply only on the official portal linked in each guide. Official sites end in .gov.in or .nic.in.