RBL Bank FD interest rates for 1, 2, 3 and 5 years
Last checked 3 November 2026. Rate card date not stated by the bank. Deposits below ₹3 crore.
RBL Bank pays its best rate among these terms on 2 years: 7.00%, or 7.50% for senior citizens. That ranks 12th of 33 banks we track for 2 years. On a 2-year deposit it pays more than SBI (6.40%).
RBL Bank FD rates by term
| Term | Rate | Senior rate | ₹5 lakh becomes | Rank |
|---|---|---|---|---|
| 1 year Slab: 365 days (12 months) to 500 days | 6.90% | 7.40% | ₹5,35,403 | 5th of 33 |
| 2 years Slab: 18 months to less than 60 months | 7.00% | 7.50% | ₹5,74,441 | 12th of 33 |
| 3 years Slab: 18 months to less than 60 months | 7.00% | 7.50% | ₹6,15,720 | 11th of 33 |
| 5 years Slab: 60 months to 120 months | 6.70% | 7.20% | ₹6,97,033 | 9th of 33 |
| Tax saver, 5 years 80C, old regime only | 6.70% | 7.20% | ₹6,97,033 | Compare |
Interest compounds every quarter and is paid at maturity, before tax. Source: RBL Bank deposit rates. Each rate is the slab that contains that exact term.
How RBL Bank compares
- 1 year: the highest rate we track is Ujjivan Small Finance Bank at 7.25%, 0.35 percentage points more. On ₹5 lakh that is ₹1,845 extra.
- 2 years: the highest rate we track is ESAF Small Finance Bank at 7.75%, 0.75 percentage points more. On ₹5 lakh that is ₹8,523 extra.
- 3 years: the highest rate we track is Jana Small Finance Bank at 8.00%, 1.00 percentage points more. On ₹5 lakh that is ₹18,401 extra.
- 5 years: the highest rate we track is Jana Small Finance Bank at 7.77%, 1.07 percentage points more. On ₹5 lakh that is ₹37,608 extra.
Similar banks: Yes Bank (7.00% for 2 years), IDFC FIRST Bank (7.10% for 2 years), Kotak Mahindra Bank (6.75% for 2 years), IndusInd Bank (7.25% for 2 years).
Amounts at RBL Bank
- ₹1 lakh for 2 years at 7.00% becomes ₹1,14,888.
- ₹10 lakh for 2 years at 7.00% becomes ₹11,48,882.
Questions people ask
What is the RBL Bank FD rate for 1 year?
RBL Bank pays 6.90% a year on a 1-year deposit below ₹3 crore (7.40% for senior citizens). ₹5 lakh grows to ₹5,35,403. The slab is "365 days (12 months) to 500 days".
What is the RBL Bank FD rate for 2 years?
RBL Bank pays 7.00% a year on a 2-year deposit below ₹3 crore (7.50% for senior citizens). ₹5 lakh grows to ₹5,74,441. The slab is "18 months to less than 60 months".
What is the RBL Bank FD rate for 3 years?
RBL Bank pays 7.00% a year on a 3-year deposit below ₹3 crore (7.50% for senior citizens). ₹5 lakh grows to ₹6,15,720. The slab is "18 months to less than 60 months".
What is the RBL Bank FD rate for 5 years?
RBL Bank pays 6.70% a year on a 5-year deposit below ₹3 crore (7.20% for senior citizens). ₹5 lakh grows to ₹6,97,033. The slab is "60 months to 120 months".
What is the RBL Bank tax-saver FD rate?
6.70% for 5 years (7.20% for senior citizens). It qualifies for 80C in the old tax regime and cannot be broken before 5 years.
Is money in a RBL Bank FD safe?
RBL Bank is a private bank. DICGC insures deposits up to ₹5 lakh per depositor per bank, principal and interest together.
More FD rate pages
1-year FD rates · 2-year FD rates · 3-year FD rates · 5-year FD rates · Senior citizen FD rates · Tax-saver FD rates · All FD rate pages · Post office FD rates · SCSS interest rate