Rates that change, kept current
We check these on a schedule and update within a day of every official announcement, with the source linked on each page.
- RBI repo rate: 5.50%The MPC unanimously raised the repo rate by 25 basis points to 5.50% and moved its stance from neutral to calibrated tightening. It was the first increase since February 2023.
- Small savings: PPF 7.1%October-December 2026 rates for PPF, SSY, SCSS, NSC, KVP and post office deposits. Unchanged from July-September 2026. Rates have now been held for ten consecutive quarters.
- PPF interest rate7.1% for October-December 2026, and what it earns.
- SCSS interest rateSenior Citizens' Savings Scheme, 8.2%, with quarterly payouts.
- Sukanya Samriddhi interest rate8.2%, tax-free.
- NSC interest rate7.7%, locked for 5 years.
- Post office RD interest rate6.7% on the 5-year recurring deposit.
- Post office FD interest ratesTime deposits for 1, 2, 3 and 5 years.