How much monthly income will my corpus pay?
A systematic withdrawal plan (SWP) pays you a fixed amount every month from your investments while the rest keeps earning. Start from the corpus you have, or from the income you need. Each page works it out at 7%, 8% and 10% returns, with and without a yearly increase for inflation.
Monthly income from the corpus you have
Starting monthly withdrawal that lasts the full term, raised 6% a year, at 8%.
Corpus you need for a monthly income
Corpus that pays this amount to start, raised 6% a year, at 8%.
Different numbers? Use the SWP calculator. Still building the corpus? The SIP goal planner shows the monthly investment that gets you to ₹1, ₹2 or ₹5 crore by a given age.
Assumes the corpus earns a steady return compounded monthly, with each withdrawal taken at the end of the month and raised once a year. Before tax and fund expenses. For education only, not investment advice.