Uttar Pradesh government schemes, grants and money rules
4 entries, each checked against its source. Last verified 30 October 2026.
Uttar Pradesh
₹5 lakh
interest-free, collateral-free business loan for young people under the CM YUVA scheme
Uttar Pradesh's most useful schemes for families are a cash scheme for daughters, monthly pensions for older people and widows, and an interest-free loan for young people starting a business. Professional tax and property charges are not listed yet because we could not confirm them against sources that meet our standard.
At a glance
| Scheme or rule | Who it is for | What you get |
|---|---|---|
| Mukhyamantri Kanya Sumangala Yojana | Daughters in families earning up to ₹3 lakh a year | ₹25,000 in six payments from birth to college |
| Old age pension | Residents aged 60 and over below the income limit | ₹1,000 a month, paid to an Aadhaar-linked bank account |
| Nirashrit Mahila (widow) pension | Widows aged 18 and over with family income under ₹2 lakh | ₹1,000 a month, paid quarterly |
| CM YUVA (Mukhyamantri Yuva Udyami Vikas Abhiyan) | People aged 21 to 40 starting a business | Interest-free business loan of up to ₹5 lakh, with no collateral |
Schemes and grants
Mukhyamantri Kanya Sumangala Yojana
Daughters in families earning up to ₹3 lakh a year
₹25,000 in six payments from birth to college
- ₹5,000 at birth, ₹2,000 after full immunisation, ₹3,000 on joining Class 1, ₹3,000 on joining Class 6, ₹5,000 on joining Class 9, and ₹7,000 on joining a degree or two-year diploma after Class 10 or 12.
- Family income must be ₹3 lakh a year or less.
- At most two daughters per family qualify. A third can qualify if the second delivery is twins.
- Each payment is claimed separately, on the official portal, when the girl reaches that stage.
Apply or check: Kanya Sumangala portal, Department of Women and Child Development
Sources: Government of Uttar Pradesh: Kanya Sumangala portal; Outlook Money: how much a girl child gets under Kanya Sumangala. Checked 30 October 2026.
Old age pension
Residents aged 60 and over below the income limit
₹1,000 a month, paid to an Aadhaar-linked bank account
- For people aged 60 and above.
- Annual family income must be under ₹56,460 in urban areas and ₹46,080 in rural areas.
- ₹1,000 a month is ₹12,000 a year.
- Apply on the integrated pension portal. The Block Development Officer verifies rural applications and the Sub-Divisional Magistrate urban ones.
Apply or check: Integrated social pension portal
Sources: Outlook Money: UP old age pension reaches 61 lakh; The Statesman: 67.5 lakh elderly to receive old age pension. Checked 30 October 2026.
Nirashrit Mahila (widow) pension
Widows aged 18 and over with family income under ₹2 lakh
₹1,000 a month, paid quarterly
- For women who have lost their husbands, aged 18 or over, and permanent residents of Uttar Pradesh.
- Annual family income must be under ₹2 lakh.
- Paid in quarterly instalments to an Aadhaar-linked bank account. Over 36 lakh women were paid in August 2025.
- Apply on the same integrated pension portal as the old age pension.
Apply or check: Integrated social pension portal
Sources: Saharanpur district (Government of UP): destitute widow pension; The Week (PTI): pension transferred to over 36 lakh women. Checked 30 October 2026.
Startup and business support
CM YUVA (Mukhyamantri Yuva Udyami Vikas Abhiyan)
People aged 21 to 40 starting a business
Interest-free business loan of up to ₹5 lakh, with no collateral
- Loans of up to ₹5 lakh with no interest and no collateral. A June 2026 report says no guarantor is needed and the loan is interest-free for four years.
- A 10% margin-money subsidy on the project cost is also offered.
- You must be 21 to 40 and have passed Class 8, or hold a recognised training certificate, diploma or degree.
- Apply on the UP MSME portal with ID and age proof, a training certificate and a project report.
Apply or check: UP MSME portal
Sources: Government of UP, MSME One Connect: CM YUVA scheme page; Patrika: ₹5 lakh interest-free loan without guarantee; The Week (PTI): over three lakh registered under CM YUVA. Checked 30 October 2026.
Official portals for Uttar Pradesh
- e-District UPCitizen services: certificates (income, caste, residence) and many state schemes
- UP ScholarshipState scholarships and fee reimbursement
- myScheme: Uttar PradeshThe central government's search for every scheme you may qualify for, filtered to Uttar Pradesh
Central schemes open to everyone in Uttar Pradesh
- Public Provident Fund pays 7.1% for October-December 2026, tax-free.
- Sukanya Samriddhi Yojana pays 8.2% for a girl child under 10.
- Senior Citizens' Savings Scheme pays 8.2% for those 60 and over.
- PM-Vidyalaxmi gives collateral-free education loans with an interest subsidy.
Figures on this page come from official Uttar Pradesh government pages where they could be read, or two independent reports that agree. Schemes change often. If a figure here differs from the official portal, the portal is right; tell us at the contact address below.
Never pay an agent to apply. Apply only on the official portal linked above.