Jammu and Kashmir government schemes: where to apply
Our full Jammu and Kashmir guide, with verified amounts for each union territory scheme, professional tax and property charges, is being researched. Until then, these are the official places to apply, all on government websites.
Official portals for Jammu and Kashmir
- e-UNNATCitizen services: certificates (income, caste, residence) and many state schemes
- J&K servicesOnline services listed on the official portal
- mySchemeThe central government's search for every scheme you may qualify for. Choose Jammu and Kashmir as your state
Central schemes open to everyone in Jammu and Kashmir
- Public Provident Fund pays 7.1% for October-December 2026, tax-free.
- Sukanya Samriddhi Yojana pays 8.2% for a girl child under 10.
- Senior Citizens' Savings Scheme pays 8.2% for those 60 and over.
- PM-Vidyalaxmi gives collateral-free education loans with an interest subsidy.
See what a full guide looks like on the Karnataka page. Portal addresses were checked on 30 October 2026.
Never pay an agent to apply. Apply only on the official portals linked above.