Equitas Small Finance Bank FD interest rates for 1, 2, 3 and 5 years
Last checked 3 November 2026. Rate card from 16 June 2026. Deposits below ₹3 crore.
Equitas Small Finance Bank pays its best rate among these terms on 1 year: 7.10%, or 7.60% for senior citizens. That ranks 2nd of 33 banks we track for 1 year. On a 2-year deposit it pays more than SBI (6.40%).
Equitas SFB FD rates by term
| Term | Rate | Senior rate | ₹5 lakh becomes | Rank |
|---|---|---|---|---|
| 1 year Slab: 1 year to 443 days | 7.10% | 7.60% | ₹5,36,456 | 2nd of 33 |
| 2 years Slab: 18 months 1 day to 2 years | 7.00% | 7.50% | ₹5,74,441 | 11th of 33 |
| 3 years Slab: 889 days to 3 years | 7.10% | 7.60% | ₹6,17,538 | 8th of 33 |
| 5 years Slab: 4 years 1 day to 5 years | 7.00% | 7.50% | ₹7,07,389 | 4th of 33 |
Interest compounds every quarter and is paid at maturity, before tax. Source: Equitas Small Finance Bank deposit rates. Each rate is the slab that contains that exact term.
How Equitas SFB compares
- 1 year: the highest rate we track is Ujjivan Small Finance Bank at 7.25%, 0.15 percentage points more. On ₹5 lakh that is ₹791 extra.
- 2 years: the highest rate we track is ESAF Small Finance Bank at 7.75%, 0.75 percentage points more. On ₹5 lakh that is ₹8,523 extra.
- 3 years: the highest rate we track is Jana Small Finance Bank at 8.00%, 0.90 percentage points more. On ₹5 lakh that is ₹16,583 extra.
- 5 years: the highest rate we track is Jana Small Finance Bank at 7.77%, 0.77 percentage points more. On ₹5 lakh that is ₹27,253 extra.
Similar banks: AU Small Finance Bank (7.00% for 2 years), Jana Small Finance Bank (7.30% for 2 years), Ujjivan Small Finance Bank (7.45% for 2 years), Utkarsh Small Finance Bank (7.50% for 2 years).
Amounts at Equitas SFB
- ₹1 lakh for 1 year at 7.10% becomes ₹1,07,291.
- ₹10 lakh for 1 year at 7.10% becomes ₹10,72,913.
Questions people ask
What is the Equitas SFB FD rate for 1 year?
Equitas Small Finance Bank pays 7.10% a year on a 1-year deposit below ₹3 crore (7.60% for senior citizens). ₹5 lakh grows to ₹5,36,456. The slab is "1 year to 443 days".
What is the Equitas SFB FD rate for 2 years?
Equitas Small Finance Bank pays 7.00% a year on a 2-year deposit below ₹3 crore (7.50% for senior citizens). ₹5 lakh grows to ₹5,74,441. The slab is "18 months 1 day to 2 years".
What is the Equitas SFB FD rate for 3 years?
Equitas Small Finance Bank pays 7.10% a year on a 3-year deposit below ₹3 crore (7.60% for senior citizens). ₹5 lakh grows to ₹6,17,538. The slab is "889 days to 3 years".
What is the Equitas SFB FD rate for 5 years?
Equitas Small Finance Bank pays 7.00% a year on a 5-year deposit below ₹3 crore (7.50% for senior citizens). ₹5 lakh grows to ₹7,07,389. The slab is "4 years 1 day to 5 years".
Is money in a Equitas SFB FD safe?
Equitas Small Finance Bank is a small finance bank bank licensed by the RBI. DICGC insures deposits up to ₹5 lakh per depositor per bank, principal and interest together.
More FD rate pages
1-year FD rates · 2-year FD rates · 3-year FD rates · 5-year FD rates · Senior citizen FD rates · Tax-saver FD rates · All FD rate pages · Post office FD rates · SCSS interest rate