DCB Bank FD interest rates for 1, 2, 3 and 5 years
Last checked 3 November 2026. Rate card from 27 October 2026. Deposits below ₹3 crore.
DCB Bank pays its best rate among these terms on 5 years: 7.50%, or 8.00% for senior citizens. That ranks 2nd of 33 banks we track for 5 years. On a 2-year deposit it pays more than SBI (6.40%).
DCB Bank FD rates by term
| Term | Rate | Senior rate | ₹5 lakh becomes | Rank |
|---|---|---|---|---|
| 1 year Slab: 12 months to less than 15 months | 6.90% | 7.15% | ₹5,35,403 | 6th of 33 |
| 2 years Slab: 24 months to less than 25 months | 7.40% | 7.90% | ₹5,78,973 | 5th of 33 |
| 3 years Slab: 35 months to less than 37 months | 7.00% | 7.25% | ₹6,15,720 | 12th of 33 |
| 5 years Slab: 60 months to 61 months | 7.50% | 8.00% | ₹7,24,974 | 2nd of 33 |
Interest compounds every quarter and is paid at maturity, before tax. Source: DCB Bank deposit rates. Each rate is the slab that contains that exact term.
How DCB Bank compares
- 1 year: the highest rate we track is Ujjivan Small Finance Bank at 7.25%, 0.35 percentage points more. On ₹5 lakh that is ₹1,845 extra.
- 2 years: the highest rate we track is ESAF Small Finance Bank at 7.75%, 0.35 percentage points more. On ₹5 lakh that is ₹3,991 extra.
- 3 years: the highest rate we track is Jana Small Finance Bank at 8.00%, 1.00 percentage points more. On ₹5 lakh that is ₹18,401 extra.
- 5 years: the highest rate we track is Jana Small Finance Bank at 7.77%, 0.27 percentage points more. On ₹5 lakh that is ₹9,668 extra.
Similar banks: Bandhan Bank (7.45% for 2 years), City Union Bank (7.30% for 2 years), IndusInd Bank (7.25% for 2 years), IDFC FIRST Bank (7.10% for 2 years).
Amounts at DCB Bank
- ₹1 lakh for 5 years at 7.50% becomes ₹1,44,995.
- ₹10 lakh for 5 years at 7.50% becomes ₹14,49,948.
Questions people ask
What is the DCB Bank FD rate for 1 year?
DCB Bank pays 6.90% a year on a 1-year deposit below ₹3 crore (7.15% for senior citizens). ₹5 lakh grows to ₹5,35,403. The slab is "12 months to less than 15 months".
What is the DCB Bank FD rate for 2 years?
DCB Bank pays 7.40% a year on a 2-year deposit below ₹3 crore (7.90% for senior citizens). ₹5 lakh grows to ₹5,78,973. The slab is "24 months to less than 25 months".
What is the DCB Bank FD rate for 3 years?
DCB Bank pays 7.00% a year on a 3-year deposit below ₹3 crore (7.25% for senior citizens). ₹5 lakh grows to ₹6,15,720. The slab is "35 months to less than 37 months".
What is the DCB Bank FD rate for 5 years?
DCB Bank pays 7.50% a year on a 5-year deposit below ₹3 crore (8.00% for senior citizens). ₹5 lakh grows to ₹7,24,974. The slab is "60 months to 61 months".
Is money in a DCB Bank FD safe?
DCB Bank is a private bank. DICGC insures deposits up to ₹5 lakh per depositor per bank, principal and interest together.
More FD rate pages
1-year FD rates · 2-year FD rates · 3-year FD rates · 5-year FD rates · Senior citizen FD rates · Tax-saver FD rates · All FD rate pages · Post office FD rates · SCSS interest rate