Axis Bank FD interest rates for 1, 2, 3 and 5 years
Last checked 3 November 2026. Rate card from 30 September 2026. Deposits below ₹3 crore.
Axis Bank pays its best rate among these terms on 2 years: 6.50%, or 7.00% for senior citizens. That ranks 17th of 33 banks we track for 2 years. On a 2-year deposit it pays more than SBI (6.40%).
Axis Bank FD rates by term
| Term | Rate | Senior rate | ₹5 lakh becomes | Rank |
|---|---|---|---|---|
| 1 year Slab: 1 year to 1 year 10 days | 6.25% | 6.75% | ₹5,31,990 | 18th of 33 |
| 2 years Slab: 2 years to less than 3 years | 6.50% | 7.00% | ₹5,68,819 | 17th of 33 |
| 3 years Slab: 3 years to less than 5 years | 6.50% | 7.00% | ₹6,06,704 | 14th of 33 |
| 5 years Slab: 5 years to 10 years | 6.50% | 7.25% | ₹6,90,210 | 12th of 33 |
Interest compounds every quarter and is paid at maturity, before tax. Source: Axis Bank deposit rates. Each rate is the slab that contains that exact term.
How Axis Bank compares
- 1 year: the highest rate we track is Ujjivan Small Finance Bank at 7.25%, 1.00 percentage points more. On ₹5 lakh that is ₹5,257 extra.
- 2 years: the highest rate we track is ESAF Small Finance Bank at 7.75%, 1.25 percentage points more. On ₹5 lakh that is ₹14,145 extra.
- 3 years: the highest rate we track is Jana Small Finance Bank at 8.00%, 1.50 percentage points more. On ₹5 lakh that is ₹27,417 extra.
- 5 years: the highest rate we track is Jana Small Finance Bank at 7.77%, 1.27 percentage points more. On ₹5 lakh that is ₹44,432 extra.
Similar banks: HDFC Bank (6.45% for 2 years), Federal Bank (6.55% for 2 years), Karnataka Bank (6.40% for 2 years), ICICI Bank (6.30% for 2 years).
Amounts at Axis Bank
- ₹1 lakh for 2 years at 6.50% becomes ₹1,13,764.
- ₹10 lakh for 2 years at 6.50% becomes ₹11,37,639.
Questions people ask
What is the Axis Bank FD rate for 1 year?
Axis Bank pays 6.25% a year on a 1-year deposit below ₹3 crore (6.75% for senior citizens). ₹5 lakh grows to ₹5,31,990. The slab is "1 year to 1 year 10 days".
What is the Axis Bank FD rate for 2 years?
Axis Bank pays 6.50% a year on a 2-year deposit below ₹3 crore (7.00% for senior citizens). ₹5 lakh grows to ₹5,68,819. The slab is "2 years to less than 3 years".
What is the Axis Bank FD rate for 3 years?
Axis Bank pays 6.50% a year on a 3-year deposit below ₹3 crore (7.00% for senior citizens). ₹5 lakh grows to ₹6,06,704. The slab is "3 years to less than 5 years".
What is the Axis Bank FD rate for 5 years?
Axis Bank pays 6.50% a year on a 5-year deposit below ₹3 crore (7.25% for senior citizens). ₹5 lakh grows to ₹6,90,210. The slab is "5 years to 10 years".
Is money in a Axis Bank FD safe?
Axis Bank is a private bank. DICGC insures deposits up to ₹5 lakh per depositor per bank, principal and interest together.
More FD rate pages
1-year FD rates · 2-year FD rates · 3-year FD rates · 5-year FD rates · Senior citizen FD rates · Tax-saver FD rates · All FD rate pages · Post office FD rates · SCSS interest rate